Happy couple in their new apartment overlooking the city after downsizing from their suburban home

Thinking About Downsizing? Here Are 5 Key Factors to Consider

Downsizing your home can be one of life’s biggest transitions—and for many Australians, it’s a decision driven by both lifestyle and financial needs. Whether you’re looking to simplify your living situation or unlock equity for retirement, there are several important factors to weigh up before you make the move. Here’s what to consider before you […]

August 26, 2025
Happy couple researching ways to build equity in their home to pay off debts, fund their retirement, and unlock cash for new opportunities

5 Ways to Access the Equity in Your Home

If you’ve built up equity in your home, you might be wondering how to access it—whether it’s to pay off debts, fund your retirement, or unlock cash for new opportunities. Fortunately, there are several options available, each with its own pros and cons depending on your financial situation, lifestyle, and future plans. Below, we explore […]

August 12, 2025

Alternatives to a Reverse Mortgage

What is a Reverse Mortgage? A reverse mortgage is a type of loan designed for older homeowners who want to access money using the equity in their home. The loan is secured against the property, and no regular repayments are required. Instead, the interest is added to the loan balance over time—a process known as […]

July 21, 2025

How to Buy Your First Home in Australia: An Alternative Approach

If you were born between 1995 and 2010, chances are you’ve started thinking seriously about buying your first home. But with rising prices, slow wage growth, and the cost of living biting hard, it’s easy to feel like home ownership is out of reach. You’re not alone. Many first home buyers in Australia feel stuck—saving […]

June 24, 2025

Equity-Rich, Cash-Poor? There’s a Solution

Large numbers of Baby Boomers in Australia are now reaching retirement age. While many have enjoyed decades of growth in the value of their homes—rising from an average of $60,000 in 1980 to approximately $900,000 in 2025—they now face a common financial dilemma: they are equity rich but cash poor . Owning a home outright […]

June 5, 2025